Thomas Wolfe, page 277
From this point on, the game was plainly and flagrantly usurious. The interest was payable weekly, every Saturday night. On a ten-dollar loan Judge Bland extracted interest of fifty cents a week; on a twenty-dollar loan, interest of a dollar a week; and so on. That is why the amount of the loans was rarely as much as fifty dollars. Not only were the contents of most Negro shacks worth less than that, but to pay two dollars and a half in weekly interest was beyond the capacity of most Negroes, whose wage, if they were men, might not be more than five or six dollars a week, and if they were women—cooks or house-servants in the town—might be only three or four dollars. Enough had to be left them for a bare existence or it was no game. The purpose and skill of the game came in lending the Negro a sum of money somewhat greater than his weekly wage and his consequent ability to pay back, but also a sum whose weekly interest was within the range of his small income.
Judge Bland had on his books the names of Negroes who had paid him fifty cents or a dollar a week over a period of years, on an original loan of ten or twenty dollars. Many of these poor and ignorant people were unable to comprehend what had happened to them. They could only feel mournfully, dumbly, with the slavelike submissiveness of their whole training and conditioning, that at some time in the distant past they had got their money, spent it, and had their fling, and that now they must pay perpetual tribute for that privilege. Such men and women as these would come to that dim-lit place of filth and misery on Saturday night, and there the Judge himself, black-frocked, white-shirted, beneath one dingy, fly-specked bulb, would hold his private court:
“What’s wrong, Carrie? You’re two weeks behind in your payments. Is fifty cents all you got this week?”
“It doan seem lak it was three weeks. Musta slipped up somewheres in my countin’.”
“You didn’t slip up. It’s three weeks. You owe a dollar fifty. Is this all you got?”
With sullen apology: “Yassuh.”
“When will you have the rest of it?”
“Dey’s a fellah who say he gonna give me——”
“Never mind about that. Are you going to keep up your payments after this or not?”
“Dat’s whut Ah wuz sayin’. Jus’ as soon as Monday come, an’ dat fellah——”
Harshly: “Who you working for now?”
“Doctah Hollandah——”
“You cooking for him?”
Sullenly, with unfathomable Negro mournfulness: “Yassuh.”
“How much is he paying you?”
“Three dollahs.”
“And you mean you can’t keep up? You can’t pay fifty cents a week?”
Still sullen, dark, and mournful, as doubtful and confused as jungle depths of Africa: “Doan know. . . . Seem lak a long time since Ah started payin’ up——”
Harshly, cold as poison, quick as a striking snake: “You’ve never started paying up. You’ve paid nothing. You’re only paying interest, and behind in that.”
And still doubtfully, in black confusion, fumbling and fingering and bringing forth at last a wad of greasy little receipts from the battered purse: “Doan know, seem lak Ah got enough of dese to’ve paid dat ten dollahs up long ago. How much longer does Ah have to keep on payin’?”
“Till you’ve got ten dollars. . . . All right, Carrie: here’s your receipt. You bring that extra dollar in next week.”
Others, a little more intelligent than Carrie, would comprehend more clearly what had happened to them, but would continue to pay because they were unable to get together at one time enough money to release them from their bondage. A few would have energy and power enough to save their pennies until at last they were able to buy back their freedom. Still others, after paying week by week and month by month, would just give up in despair and would pay no more. Then, of course, Clyde Beals was on them like a vulture. He nagged, he wheedled, and he threatened; and if, finally, he saw that he could get no more money from them, he took their household furniture. Hence the chaotic pile of malodorous junk which filled the shop.
Why, it may be asked, in a practice that was so flagrantly, nakedly, and unashamedly usurious as this, did Judge Rumford Bland not come into collision with the law? Did the police not know from what sources, and in what ways, his income was derived?
They knew perfectly. The very store in which this miserable business was carried on was within twenty yards of the City Hall, and within fifty feet of the side entrance to the town calaboose, up whose stone steps many of these same Negroes had time and again been hauled and mauled and hurled into a cell. The practice, criminal though it was, was a common one, winked at by the local authorities, and but one of many similar practices by which unscrupulous white men all over the South feathered their own nests at the expense of an oppressed and ignorant people. The fact that such usury was practiced chiefly against “a bunch of niggers” to a large degree condoned and pardoned it in the eyes of the law.
Moreover, Judge Rumford Bland knew that the people with whom he dealt would not inform on him. He knew that the Negro stood in awe of the complex mystery of the law, of which he understood little or nothing, or in terror of its brutal force. The law for him was largely a matter of the police, and the police was a white man in a uniform, who had the power and authority to arrest him, to beat him with his fist or with a club, to shoot him with a gun, and to lock him up in a small, dark cell. It was not likely, therefore, that any Negro would take his troubles to the police. He was not aware that he had any rights as a citizen, and that Judge Rumford Bland had violated those rights; or, if he was aware of rights, however vaguely, he was not likely to ask for their protection by a group of men at whose hands he had known only assault, arrest, and imprisonment.
Above the shambles of the nigger junk, upon the second floor, were Judge Bland’s offices. A wooden stairway, worn by the tread of clay-booted time, and a hand rail, loose as an old tooth, smooth, besweated by the touch of many a black palm, led up to a dark hallway. Here, in Stygian gloom, one heard the punctual monotone of a single and regularly repeated small drop of water dripping somewhere in the rear, and caught the overpowering smell of the tin urinal. Opening off of this hallway was the glazed glass of the office door, which bore the legend in black paint, partly flaked off:
Rumford Bland
attorney at law
Within, the front room was furnished with such lumber as lawyers use. The floor was bare, there were two roll-top desks, black with age, two bookcases with glass doors, filled with battered volumes of old pigskin brown, a spittoon, brass-bodied and capacious, swimming with tobacco juice, a couple of ancient swivel chairs, and a few other nondescript straight-backed chairs for visitors to sit and creak in. On the walls were several faded diplomas—Pine Rock College, Bachelor of Arts; The University of Old Catawba, Doctor of Laws; and a certificate of The Old Catawba Bar Association. Behind was another room with nothing in it but some more bookcases full of heavy tomes in musty calf bindings, a few chairs, and against the wall a plush sofa—the room, it was whispered, “where Bland took his women.” Out front, in the windows that looked on the Square, their glass unwashed and specked with the ghosts of flies that died when Gettysburg was young, were two old, frayed, mottled-yellow window shades, themselves as old as Garfield, and still faintly marked with the distinguished names of “Kennedy and Bland.” The Kennedy of that old law firm had been the father of Baxter Kennedy, the Mayor, and his partner, old General Bland, had been Rumford’s father. Both had been dead for years, but no one had bothered to change the lettering.
Such were the premises of Judge Rumford Bland as George Webber remembered them. Judge Rumford Bland—“bondsman,” “furniture dealer,” usurious lender to the blacks. Judge Rumford Bland—son of a brigadier of infantry, C.S.A., member of the bar, wearer of immaculate white and broadcloth black.
What had happened to this man that had so corrupted and perverted his life from its true and honorable direction? No one knew. There was no question that he possessed remarkable gifts. In his boyhood George had heard the more reputable attorneys of the town admit that few of them would have been Judge Bland’s match in skill and ability had he chosen to use his talents in an honest way.
But he was stained with evil. There was something genuinely old and corrupt at the sources of his life and spirit. It had got into his blood, his bone, his flesh. It was palpable in the touch of his thin, frail hand when he greeted you, it was present in the deadly weariness of his tone of voice, in the dead-white texture of his emaciated face, in his lank and lusterless auburn hair, and, most of all, in his sunken mouth, around which there hovered constantly the ghost of a smile. It could only be called the ghost of a smile, and yet, really, it was no smile at all. It was, if anything, only a shadow at the corners of the mouth. When one looked closely, it was gone. But one knew that it was always there—lewd, evil, mocking, horribly corrupt, and suggesting a limitless vitality akin to the humor of death, which welled up from some secret spring in his dark soul.
In his early manhood Judge Bland had married a beautiful but dissolute woman, whom he shortly divorced. The utter cynicism that marked his attitude toward women was perhaps partly traceable to this source. Ever since his divorce he had lived alone with his mother, a stately, white-haired lady to whom he rendered at all times a faithful, solicitous, exquisitely kind and gentle duty. Some people suspected that this filial devotion was tinged with irony and contemptuous resignation, but certainly the old lady herself had no cause to think so. She occupied a pleasant old house, surrounded with every comfort, and if she ever guessed by what dark means her luxuries had been assured, she never spoke of it to her son. As for women generally, Judge Bland divided them brutally into two groups—the mothers and the prostitutes—and, aside from the single exception in his own home, his sole interest was in the second division.
He had begun to go blind several years before George left Libya Hill, and the thin, white face, with its shadowy smile, had been given a sinister enhancement by the dark spectacles which he then wore. He was under treatment at the Johns Hopkins Hospital in Baltimore, and made trips there at intervals of six weeks, but his vision was growing steadily worse, and the doctors had already told him that his condition was practically hopeless. The malady that was destroying his sight had been brought on by a loathesome disease which he thought had been checked long since, and which he frankly admitted had been engendered in his eyes.
In spite of all these sinister and revolting facts of character, of spirit, and of person, Judge Bland, astonishing as it may seem, had always been an enormously attractive figure. Everyone who met him knew at once that the man was bad. No, “bad” is not the word for it. Everyone knew that he was evil—genuinely, unfathomably evil—and evil of this sort has a grandeur about it not unlike the grandeur of supreme goodness. And indeed, there was goodness in him that had never altogether died. In his single term upon the bench as a police court magistrate, it was universally agreed that Judge Bland had been fair and wise in his disposal of swift justice. Whatever it was that had made this fact possible—and no one pretended to understand it—the aura of it still clung to him. And it was for just this reason that people who met him were instantly, even if they fought against it, captivated, drawn close to him, somehow made to like him. At the very moment that they met him, and felt the force of death and evil working in him, they also felt—oh, call it the phantom, the radiance, the lost soul, of an enormous virtue. And with the recognition of that quality came the sudden stab of overwhelming regret, the feeling of “What a loss! What a shame!” And yet no one could say why.
As the early dusk of approaching autumn settled swiftly down, the train sped southward toward Virginia. George sat by the window watching the dark shapes of trees flash by, and thought back over all that he had ever known about Judge Rumford Bland. The loathing and terror and mysterious attraction which the man had always had for him were now so great that he felt he could not sit alone there any longer. Midway in the car the other people from Libya Hill had gathered together in a noisy huddle. Jarvis Riggs, Mayor Kennedy, and Sol Isaacs were sitting down or sprawling on the arms of the seats, and Parson Flack was standing in the aisle, leaning over earnestly as he talked, with arms outstretched on the backs of the two seats that enclosed the group. In the center of this huddle, the focus of all their attention, was Nebraska Crane. They had caught him as he went by, and now they had him cornered.
George rose and went over to join them, and as he did so he glanced again in the direction of Judge Bland. He was dressed with old-fashioned fastidiousness, just as he had always dressed, in loose-fitting garments of plain and heavy black, a starched white shirt, a low collar and a black string necktie, and a wide-brimmed Panama hat which he had not removed. Beneath the brim of the hat his once auburn hair was now a dead and lifeless white. This and the sightless eyes were the only changes in him. Otherwise he looked just as he had looked fifteen years ago. He had not stirred since he came in. He sat upright, leaning a little forward on his cane, his blindly staring eyes fixed before him, his white and sunken face held in an attitude of intense, listening stillness.
As George joined the group in the middle of the car, they were excitedly discussing property values—all of them, that is, except Nebraska Crane. Parson Flack would bend over earnestly, showing his big teeth in a smile and tell about some recent deal, and what a certain piece of land had sold for—“Right out there on Charles Street, not far from where you used to live, Bras!” To each of these new marvels the player’s response was the same:
“Well I’ll be dogged!” he said, astounded. “What d’you know about that!”
The banker now leaned forward and tapped Nebraska confidentially on the knee. He talked to him persuasively, in friendly wise, urging him to invest his savings in the real estate speculations of the town. He brought up all his heaviest artillery of logic and mathematics, drawing forth his pencil and notebook to figure out just how much a given sum of money could be increased if it was shrewdly invested now in this or that piece of property, and then sold when the time was right.
“You can’t go wrong!” said Jarvis Riggs, a little feverishly. “The town is bound to grow. Why, Libya Hill is only at the beginning of its development. You bring your money back home, my boy, and let it go to work for you! You’ll see!”
This went on for some time. But in the face of all their urgings Nebraska remained his characteristic self. He was respectful and good-natured, but a little dubious, and fundamentally stubborn.
“I already got me a farm out in Zebulon,” he said, and, grinning—“It’s paid fer, too! When I git through playin’ baseball, I’m comin’ back an’ settle down out there an’ farm it. It’s three hundred acres of the purtiest bottom land you ever seen. That’s all I want. I couldn’t use no more.”
As Nebraska talked to them in his simple, homely way, he spoke as a man of the earth for whom the future opened up serenely, an independent, stubborn man who knew what he wanted, a man who was firmly rooted, established, secure against calamity and want. He was completely detached from the fever of the times—from the fever of the boom-mad town as well as from the larger fever of the nation. The others talked incessantly about land, but George saw that Nebraska Crane was the only one who still conceived of the land as a place on which to live, and of living on the land as a way of life.
At last Nebraska detached himself from the group and said he was going back to take a smoke. George started to follow him. As he passed down the aisle behind his friend and came abreast of the last seat, suddenly a quiet, toneless voice said:
“Good evening, Webber.”
He stopped and spun around. The blind man was seated there before him. He had almost forgotten about him. The blind man had not moved as he spoke. He was still leaning a little forward on his cane, his thin, white face held straight before him as if he were still listening for something. George felt now, as he had always felt, the strange fascination in that evil shadow of a smile that hovered about the corners of the blind man’s mouth. He paused, then said:
“Judge Bland.”
“Sit down, son.” And like a child under the spell of the Pied Piper, he sat down. “Let the dead bury their dead. Come sit among the blind.”
The words were uttered tonelessly, yet their cruel and lifeless contempt penetrated nakedly throughout the car. The other men stopped talking and turned as if they had received an electric shock. George did not know what to say; in the embarrassment of the moment he blurted out:
“I—I—there are a lot of people on the train from home. I—I’ve been talking to them—Mayor Kennedy, and——”
The blind man, never moving, in his terrible toneless voice that carried to all ears, broke in:
“Yes, I know. As eminent a set of sons-of-bitches as were ever gathered together in the narrow confines of a single pullman car.”
The whole car listened in an appalled silence. The group in the middle looked at one another with fear in their eyes, and in a moment they began talking feverishly again.
“I hear you were in France again last year,” the voice now said. “And did you find the French whores any different from the home-grown variety?”
The naked words, with their toneless evil, pierced through the car like a flash of sheer terror. All conversation stopped. Everyone was stunned, frozen into immobility.
“You’ll find there’s not much difference,” Judge Bland observed calmly and in the same tone. “Syphilis makes the whole world kin. And if you want to lose your eyesight, you can do it in this great democracy as well as anywhere on earth.”









